This course educates the learner on fair lending procedures and regulations.

It covers the Fair Housing Act (FHA) and its basic requirements regarding fair treatment of inquiries, underwriting standards, and equal housing opportunity, the Fair Debt Collection Practices Act , the Homeowners Protection Act (HPA) and its notice requirements, and more. This course also covers marketing and advertising, as well as the interview process for loans.

After completing this program, the learner will be able to:

• Inform consumers of the appraisal, interview, and underwriting process
  
• Adhere to federal regulations surrounding fair lending
  
• Understand requirements for taking credit applications and evaluations

Agenda / Covered Topics

• Fair Lending
  
• Fair Housing Act
  
• Marketing and Advertising
  
• Homeowners Protection Act (HPA)
  
• HPA Disclosure and Notice Requirements
  
• ECOA
  
• Appraisals
  
• Interview Process
  
• Underwriting
  
• Notification of Action Taken
  
• Fair Debt Collection Practices Act
  
• Third-Party Relationship Management

Course Access

This course is delivered online. Upon registering, you will receive an email with access instructions from the provider. Course is available to you for one year from date of purchase.