There are numerous compliance requirements when originating a consumer-purpose mortgage loan, and not all of them apply all the time. Most people think about Reg. Z, RESPA, and particularly the TRID requirements (TILA-RESPA Integrated Disclosures), but there are many more.

From ability-to-repay and Qualified Mortgage (QM) rules within Reg. Z, flood insurance and appraisal requirements, to fair lending, there is much to think about. As well, the application may be HMDA-reportable. And with some recent updates to some of these rules, things can get tricky. We'll pay particular attention to these changes so you don't miss a beat.What You'll Learn:Mortgage Origination Compliance - Part 1
March 19, 2025 | 11:00 am - 1:00 pm EST

What You'll Learn:

• Reg. Z and RESPA, including TRID requirements
  
• The LE and CD
  
• Affiliated Business Arrangement disclosure
  
• Special Information Booklet
  
• Special Reg. Z requirements around ARMs
  
• HPMLs
  
• Section 32 loans
  
• Rental property loans
  
• ATR/QM rules

Mortgage Origination Compliance - Part 2
March 26, 2025 | 11:00 am - 1:00 pm EST

What You'll Learn:

• Flood insurance requirements
  
• Appraisal rules - when you have to get an appraisal and when you don't
  
• Fair lending considerations and Reg. B rules
  
• HMDA reportability
  
• FCRA considerations