Students have 6 months to complete material with an assisting instructor.

Our 'Residential Mortgage Lending' course covers construction and permanent financing for residential property, real estate law, documentation, mortgage loan servicing, the secondary mortgage market, the role of government in mortgage lending, and residential real estate as an investment.

The discussion of underwriting, processing, and servicing will give participants a framework for learning the mortgage lending business and refining their existing knowledge.

Additionally, the coverage of laws and regulations affecting mortgage lending provide an understanding of mortgage lending's history and a glimpse into its future.
What You'll Learn:After completing this class, you should be able to:

• Mortgage Lending Overview
• Mortgage Lending Process
• Financial Instruments
• Conventional Loans / Financing
• Government Loan Programs
• Nontraditional / Nonconforming Loans & Financing
• Federal Financial Disclosure Laws
• Federal Privacy Protection and Consumer Identification Laws
• Federal Prohibition of Predatory Lending
• The SAFE Act
• Ethics in Mortgage Lending
• Uniform State Test
• Selected Consumer Protection Regulations
• Financials and Calculations Review
• The Successful Mortgage Loan Closing
• Appendix

How To Access Your Course

Upon enrollment, you will receive an email from the course provider (CFTEA.org) with links and passwords to access your course. You will have full access to the course and it's modules for one full year.