This webinar will walk you through the compliance maze related to Ability to Repay, Qualified Mortgage, High Cost & Higher-Priced Mortgage Loans.

Regulation Z has a whole lot of requirements for loans deemed to be a Qualified Mortgage, High Cost Mortgage or a Higher-Priced Mortgage. It also requires you to verify a borrower's Ability to Repay on certain types of loans. Keeping all these rules straight can be quite a challenge to say the least. This webinar will look at each requirement, break it down and tell you what you need to know and how to maintain compliance!What You'll Learn:

• CFPB Proposals & Regulatory Relief Status/Update
• Small Creditor Categories, Criteria & Status Transitions
• Rural & Underserved Service Test
• Balloon QMs - Are they in play for you?
• QM vs. Non-QM Risk
• QM & Non-QM Ability to Repay Requirements
• HCM Loans - What to Look for & How to Avoid Them
• HPML Criteria, Effects (Balloons, Escrows, Appraisals, etc.) & Much More!

Who Should Attend:

This webinar is designed for consumer real estate loan officers, loan processors, compliance and audit personnel.